As a lender, there is a time where you may have troubled assets in your loan portfolio and foreclosure is the only option. Our foreclosure team knows foreclosure law having conducted hundreds of foreclosures, both judicial and non-judicial, as well as collecting on collateral and deficiency balances and completing numerous forfeiture proceedings. To further assist lenders to recoup their capital investment, when appropriate, deficiencies claims have been brought and judgments against borrowers and guarantors obtained. In some cases to protect assets, we will have a third party receiver appointed to take possession and control the property until the foreclosure proceeding is finalized. We know the laws and continue to help shape them. Up-to-the-moment foreclosure information is available on the web to both our lender clients as well as prospective bidders. For many years, we have been assisting lenders with troubled assets.